ASSOCIUM Benefits

Employee benefits represents one of the most significant non-salary costs to an employer. Yet, as a recent Aventis survey showed, employees offered a choice between a $15,000 pay raise and a benefits plan, over 65% chose a benefits plan.  Competition for good employees and increasing costs puts added pressure on small and medium sized organizations where funding is limited. Choosing the right plan and plan advisor can make a difference.

ASSOCIUM Benefits offers fully-flexible, group-priced benefits plans supported by excellent service and various cost-containment features.

About ASSOCIUM Benefits

In the business world, few know how to work with small businesses and non-profit clients better than ASSOCIUM Benefits. For over 20 years, ASSOCIUM Benefits has worked with a significant clientele of small and medium sized employers, with a particular emphasis on non-profit organizations. Our services have ranged from human resources to employee group benefits to managing the GAIN Advantage, one of the largest group-buying programs in Canada.

At ASSOCIUM Benefits, we believe in meeting our clients where they are and moving them forward. ASSOCIUM Benefits assesses and addresses individual employer needs. Solutions may include simply enrolling in one of three pooled plans, quoting an existing plan with our carriers, moving to an Accounting Systems Only (ASO) funding method or developing a customized plan with Executive Coverages, or establishing a Health Care Spending Account (HCSA).

ASSOCIUM Benefits works with plan partners such as the Co-operators Life Insurance Company, RBC, Accerta Choice and Green Shield Canada to develop the best solutions as well as low-cost alternatives to standard benefits plans. Rates build upon an economy of scale established by the hundreds of employers already covered by ASSOCIUM Benefits’ plans. ASSOCIUM Benefits manages your plan so that you and your employees get the most value for your benefit dollar.

Our staff includes fully licensed and well qualified advisors and administrators to advise and guide clients in choosing and maintaining the best plan for them. The ASSOCIUM Benefits administrative support team work closely with plan administrators, employees and plan carriers to resolve benefit-related issues, answer questions regarding claims and billings quickly and to the satisfaction of all.

Services

Associum Benefits is a full-service employee benefits manager and consultant. Beyond plan design and placement within ASSOCIUM Benefits' framework of savings, we promise to deliver everything you would expect from a full-service administrator and manager.

  • -day-to-day plan billing administration, changes, terminations & additions
  • -advice on plan design, cost-containment, claim & administrative issues
  • -reporting and analysis of plan performance
  • -presenting market options as required
  • -providing employee (group) orientation and management education