Privacy

To provide an accurate employee group benefits quotation for your organization, the Co-operators requires information on employees that is private and confidential. This includes their salaries, age, marital/dependant status, job description and length of service with your organization.

The information is used to identify risk factors for each employee. The insurance company will set a rate for each employee (based on age, gender, job etc..) from which a composite rate is calculated. The composite is the rate your organization would pay for the insurance coverage. The information is used for no other purpose.

Some employers feel reluctant to divulge such information. In addition, the privacy legislation, Bill C6, regulates how such information can be used or disseminated for commercial purposes without an employee’s permission.

Therefore, when completing the forms, do not identify the employee by name but rather by an initial or number (1,2,3,4 etc). This will allow us to provide you with accurate information without identifying any individuals.

While it is not necessary at this stage that the insurance company know who the employees are, it is important that you as the employer are able to verify that the information provided is correct.

ASSOCIUM Benefits, and our partners (including Green Shield Canada, Accerta Claim Servicecorp and the Co-operators) warrant that the information provided will not be sold or used for any other purpose than quotation preparation.

BENEFITS INFORMATION.

For more information about ASSOCIUM Benefits, please click on the links below.

• What Are Benefits?
• Administrative Services Only
• Privacy Statement
• Health Care Spending Accounts

ASSOCIUM Benefit forms and plan offerings.

• Plan Offering
• Elements of a Quote Package
• Request for Benefits Quotation
• Small Group Quoting Package
• Disclosure Document
• HCSA Eligible Expense List